Is HCI or LMND the better stock?

"Better" depends on your goal, and these two are not alike. LMND is the larger company by market cap ($3.64B vs $2.33B). LMND has been more active on our scanner (74 vs 11 alerts in 30 days). HCI has the smaller float (12.4M vs 67.6M), which tends to mean sharper, more volatile moves. Those are the measured differences, not a recommendation, and nothing here is investment advice.

What is the difference between HCI and LMND?

The differences that matter: they are not in the same business - HCI is fire, marine & casualty insurance and LMND is fire, marine & casualty insurance; they are similar in size ($2.33B vs $3.64B); they trade at very different share prices ($187.67 vs $47.39); HCI sits at 65% of its 52-week range against 2% for LMND; only HCI pays a dividend; our scanner flagged HCI 11 times in the last 30 days against 74 for LMND. Everything above is measured from the latest completed session and SEC filings.

Which of HCI and LMND is more active right now?

Right now HCI is at about 2.2x its normal volume and LMND is at about 1.3x, so HCI is the one drawing unusual attention today. Relative volume (RVOL) compares a stock's volume to its own recent average, so it reads the same way for a megacap and a microcap and is the quickest way to tell which of two similar names is actually in play.

Is this comparison data live?

Prices and % changes are anchored to the latest completed session and split-adjusted, so a reverse split never shows as a fake move. Float is estimated from SEC filings and refreshed as new filings publish.

Compare

HCI vs LMND

TheDesperateTrader.com· Side-by-side stock comparison

$HCI vs $LMND head to head: price, market cap, valuation, dividend, free float, relative volume and how actively each trades. The bigger value in the size rows is bolded. Tap either ticker for its live chart, full ownership breakdown and real-time alerts.

$HCIHCI Group, Inc.

$LMNDLemonade, Inc.

$187.67

Price

$47.39

+0.0%

Day change

+0.6%

$2.33B

Market cap

$3.64B

—

P/E ratio

—

0.85%

Dividend yield

—

12.4M

Free float

67.6M

82.75%

Institutional

67.03%

161K

Avg volume

972K

2.2x

Rel. volume

1.3x

65% of 52w

52-week range

2% of 52w

Scanner alerts 30d

Fire, Marine & Casualty Insurance

Sector

FIRE, MARINE & CASUALTY INSURANCE

HCI vs LMND: the quick read

·LMND is the larger company by market cap ($3.64B vs $2.33B).
·LMND has been more active on our scanner (74 vs 11 alerts in 30 days).
·HCI has the smaller float (12.4M vs 67.6M), which tends to mean sharper, more volatile moves.
·These sit in different industries (Fire, Marine & Casualty Insurance vs FIRE, MARINE & CASUALTY INSURANCE), so they answer to different catalysts and a move in one says little about the other.
·LMND draws far more of our scanner's attention, 74 unusual-volume alerts in 30 days against 11, so it is the more actively traded of the two by some distance.
·HCI pays a dividend and LMND does not, which usually means one is being held for income and the other for the move.
·HCI is the one in play today, trading about 2.2x its normal volume, which is what puts a name on our scanner in the first place.

Objective differences only. Not investment advice.

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Frequently asked questions

Everything you need to know comparing HCI and LMND on TheDesperateTrader.

Is HCI or LMND the better stock?: "Better" depends on your goal, and these two are not alike. LMND is the larger company by market cap ($3.64B vs $2.33B). LMND has been more active on our scanner (74 vs 11 alerts in 30 days). HCI has the smaller float (12.4M vs 67.6M), which tends to mean sharper, more volatile moves. Those are the measured differences, not a recommendation, and nothing here is investment advice.
What is the difference between HCI and LMND?: The differences that matter: they are not in the same business - HCI is fire, marine & casualty insurance and LMND is fire, marine & casualty insurance; they are similar in size ($2.33B vs $3.64B); they trade at very different share prices ($187.67 vs $47.39); HCI sits at 65% of its 52-week range against 2% for LMND; only HCI pays a dividend; our scanner flagged HCI 11 times in the last 30 days against 74 for LMND. Everything above is measured from the latest completed session and SEC filings.
Which of HCI and LMND is more active right now?: Right now HCI is at about 2.2x its normal volume and LMND is at about 1.3x, so HCI is the one drawing unusual attention today. Relative volume (RVOL) compares a stock's volume to its own recent average, so it reads the same way for a megacap and a microcap and is the quickest way to tell which of two similar names is actually in play.
Is this comparison data live?: Prices and % changes are anchored to the latest completed session and split-adjusted, so a reverse split never shows as a fake move. Float is estimated from SEC filings and refreshed as new filings publish.

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